On November 28, 2025, S&P Global Ratings assigned IDBank CJSC a long-term issuer rating of “BB-” and a short-term issuer rating of “B” with a “stable” prospect. The ratings are at the same level as the sovereign rating of the Republic of Armenia.
S&P highlights the Bank’s strong capital adequacy, its leading position in digital solutions, and the stable quality of its assets, despite the growth of the loan portfolio. The “stable” prospect reflects S&P’s view that over the next 12 months the Bank will maintain a high capital adequacy ratio while preserving a stable level of asset quality.
IDBANK IS SUPERVISED BY THE CBA.
IDBank: A Pioneer of Digital Banking and Innovation in Armenia
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